Credit and Capital Facilitation Scheme (CCFS)

Overview

The CCFS Scheme is a Credit / Capital Facilitation Scheme through which Taxeto helps individuals, startups and MSMEs access business loans and credit facilities from banks and financial institutions. Taxeto supports clients with eligibility assessment, documentation, and project report preparation to improve their chances of loan approval and secure funding for expansion.

Benefits

• Helps businesses obtain loans smoothly
• Ensures all financial documents are correctly prepared
• Improves creditworthiness and loan approval probability
• Enables expansion and working capital support
• Provides guidance in selecting suitable financial products

Eligibility

• Valid business registration, if applicable
• Basic financial records available
• Completed KYC documents
• Active business operations or a clear business plan
• Bank account in the business name

Documents Required

1. 1PAN Card of applicant/business
2. 2Aadhaar Card
3. 3Business registration certificate
4. 4Bank statements (6-12 months)
5. 5Income tax returns (if applicable)
6. 6Project report for loan applications
7. 7Financial statements

Process

1. 1

   Eligibility Check

   Assess financial and business eligibility.

2. 2

   Documentation

   Prepare required financial and legal documents.

3. 3

   Loan/Finance Application

   Apply to banks or financial institutions.

4. 4

   Verification

   Bank evaluates the applicant's creditworthiness.

5. 5

   Approval and Disbursement

   Loan or credit facility is sanctioned and disbursed.

Frequently Asked Questions